Clark Howard is a nationally renowned financial guru who’s based at Atlanta, Georgia. Clark has been an industry icon for over 27 years now. He offers lessons on money saving, and has taught a multitude of people across Atlanta and the United States. Clark Howard’s understanding of complicated financial matters is what makes him who he is. He has often lectured on the usefulness of Long Term Care insurance when used as a tool for financial planning. For more than a decade, Clark has emphasized the need to protect one’s assets from devastating high costs of long term care. Just like Suze Orman, another high-flying American motivational speaker, TV host and financial advisor, Clark Howard has repeatedly said that Long Term Care Insurance is for people who’ve got assets to protect.
“Save more and spend less” is more than just a motto for Clark; it’s a way of life.
Like-Minded: LTC Key’s and my Philosophy on Long Term Care Insurance
After graduating with Economics in 1998, I founded LTC Key. Back then, I took lessons and learnt financial principles from authority figures such as Clark Howard. I used these in my new LTC insurance business, and they worked great!
Among many other things, I’ve come to appreciate the need to always prioritize customers’ needs. That’s why the concept of LTC Key revolves around helping folks shop around for the best product available at the best price. LTC Key provides its clients with a comprehensive comparative analysis of the top 10 insurance providers for Long Term Care policies.
In the Long Term Care policies market, prices vary greatly from one firm to the other. Each carrier calculates its premium pricing based on a collective of factors such as age, state of residence, marital status, targeted benefits, etc. Like Clark Howard does, LTC key is poised to help you defend your wallet. Buying LTC Insurance is one surefire way to do this. To make sure that you’re paying the least possible for the best available plan, we change the rules and get the top carriers to compete for your business. Clark Howard’s advice on Long Term Care Insurance also stresses the usefulness of purchasing inflation protection. Our team makes sure that you’ve got the hand-holding you succeed through the process of buying a good LTC policy for yourself or your family.
Clark Howard also happens to be a big price proponent. If you want to save money and consistently get the best deals when shopping for something, increase your range of choice. If you only have one company to choose from, then you probably don’t have much choice. But if you have a list of 5-10 companies to shop from, you’ll be able go for the best rate and choose a deal that best meets your needs and preferences. You’ll also be able to buy from the company that has the highest ratings.
Clark Howard Ratings for Long Term Care Insurance Companies
In his tips for buying long term care insurance, Clark Howard emphasizes the need to buy from a company you know will be around to pay your claims in the future. One of the best ways to do this is focus on carriers that have the best ratings. On his site, Clark Howard has listed the following companies as the best:
- Mass Mutual
- John Hancock
- Mutual of Omaha
- New York Life
- Northwestern Mutual
These are the best insurance companies and we will quote others so that you can easily decide on the best deal. We are glad to quote all the companies for interested clients to make their choosing process easier.